Medical

Rendr offers three medical plan choices from UnitedHealthcare (UHC) with a range of network options and coverage levels so you can pick the plan that best fits you and your family’s needs.

You can choose one of the following, all administered by UnitedHealthcare (UHC):

HSA $2,000 Plan
PPO $0 Plan
PPO $1,000 Plan

HSA PLAN

The HSA Plan is a high-deductible health plan or HDHP. With an HDHP, you pay the total cost of your healthcare (except for preventive care) until you reach the deductible. After you meet the deductible, you owe a percentage of the costs, known as coinsurance, until you reach the out-of-pocket maximum.

If you enroll in the HSA Plan, you may be eligible to contribute pre-tax dollars to a Health Savings Account (HSA) administered by Surency to help pay the deductible and other qualified medical expenses now or in the future.

For 2025, you can contribute up to:

$4,300 for individual coverage
$8,550 for family coverage

If you are 55 or older at any time during 2025, you can make an additional “catchup” contribution of $1,000.

The HSA plan may be a good option if you are willing to pay a lower monthly premium for higher out-of-pocket costs at time of service and/or you do not anticipate significant medical expenses.

The HSA Plan has lower premiums than some of the other medical plan options. Consider contributing to the Health Savings Account the premiums saved by enrolling in the HSA Plan. Unused funds roll over yearly and are yours to keep– even if you leave Rendr or retire.

PPO PLAN

The PPO $1,000 has a $1,000 deductible for in-network care and the PPO $0 does not have a deductible for in-network care. Both plans have a deductible for out-of-network care. Further, both PPO plans include copays for office visits, lab work, diagnostic imaging, pharmacy and more. Out-of-network, providers may balance bill for any amount that is not covered.

One of the PPO plans may be a good option if you are willing to pay a higher monthly premium for reduced deductibles and for lower out-of-pocket costs at time of service.

MEDICAL RATES	PPO $0 Plan	PPO $1,000 Plan	HSA $2,000 Plan
	Bi-Weekly	Bi-Weekly	Bi-Weekly
Employee Only	$91.66	$71.54	$30.79
Employee + Spouse	$307.98	$260.77	$161.66
Employee + Child(ren)	$243.81	$200.77	$117.01
Family	$384.97	$316.15	$184.75

Your Benefits

Heath Savings Account

Prescription Drugs

Telehealth

Videos

Resources

HSA $2000 Plan

HSA $2000 Plan SBC

Summary Plan Description HSA $2000 Plan

PPO $0 Plan

PPO $0 Plan SBC

Summary Plan Description PPO $0 Plan

PPO $1000 Plan

PPO $1000 Plan SBC

Summary Plan Description PPO $1000 Plan

UHC Welcome Brochure

Advocate4Me Special Needs

Transition of Care Application

Virtual Visits Flyer

UHC Digital Registration

UHC Advocate Flyer

Maternity Support Flyer

Behavioral Health Flyer

Mental Health Resources Flyer

	PPO $0 Plan		PPO $1,000 Plan		HSA $2,000 Plan
Plan Benefits	In-Network	Out-of-Network	In-Network	Out-of-Network	In-Network	Out-of-Network
Annual Deductible/Individual	$0	$2,000	$1,000	$2,000	$2,000	$6,000
Annual Deductible/Family	$0	$4,000	$2,000	$4,000	$4,000	$12,000
Coinsurance	0%	Ded/20%	20%	Ded/40%	20%	Ded/40%
Office Visit/Exam	$10 copay	Ded/20%	$25 copay	Ded/40%	Ded/20%	Ded/40%
Outpatient Specialist Visit	$35 copay	Ded/20%	$40 copay	Ded/40%	Ded/20%	Ded/40%
Annual Out-of-Pocket Limit/Individual	$2,500	$5,000	$4,000	$8,000	$4,000	$12,000
Annual Out-of-Pocket Limit/Family	$5,000	$10,000	$8,000	$16,000	$8,000	$24,000
Deductible Included in Out-of-Pocket Limits	Yes	Yes	Yes	Yes	Yes	Yes
Deductible Embedded	Yes	Yes	Yes	Yes	No	No
Inpatient Hospital Services	$500	Ded/20%	Ded/20%	Ded/40%	Ded/20%	Ded/40%
Surgical Services	$250	Ded/20%	Ded/20%	Ded/40%	Ded/20%	Ded/40%
Emergency Services	$200 copay	$200 copay	$300 copay	$300 copay	Ded/20%	Ded/20%
Urgent Care	$50 copay	Ded/20%	$50 copay	Ded/40%	Ded/20%	Ded/40%