Medical
Rendr offers three medical plan choices from UnitedHealthcare (UHC) with a range of network options and coverage levels so you can pick the plan that best fits you and your family’s needs.
You can choose one of the following, all administered by UnitedHealthcare (UHC):
- HSA $2,000 Plan
- PPO $0 Plan
- PPO $1,000 Plan
HSA PLAN
The HSA Plan is a high-deductible health plan or HDHP. With an HDHP, you pay the total cost of your healthcare (except for preventive care) until you reach the deductible. After you meet the deductible, you owe a percentage of the costs, known as coinsurance, until you reach the out-of-pocket maximum.
If you enroll in the HSA Plan, you may be eligible to contribute pre-tax dollars to a Health Savings Account (HSA) administered by iSolved to help pay the deductible and other qualified medical expenses now or in
the future.
For 2024, you can contribute up to:
- $4,150 for individual coverage
- $8,300 for family coverage
If you are 55 or older at any time during 2023, you can make an additional “catchup” contribution of $1,000.
The Health Savings Account Plan may be a good option if you don’t anticipate significant medical expenses since preventive care is covered at 100% with no deductible.
The HSA Plan has lower premiums than some of the other medical plan options. Consider contributing to the Health Savings Account the premiums saved by enrolling in the HSA Plan. Unused funds roll over yearly and are yours to keep– even if you leave Rendr or retire.
PPO PLAN
The PPO Plans include copays for office visits, lab work, diagnostic imaging, pharmacy, and more. Out-of-network, your benefits are subject to a deductible and coinsurance, and providers may balance the bill for any amount not covered by the plan.
A PPO Plan may be a good option if you’re willing to pay a higher monthly premium for lower in-network costs at the time of service.
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